People in full-time jobs should especially avoid intraday trading as it results in loss of focus and affects performance.

'Understand how wedding expenses fit into your overall financial situation.' 'Evaluate how different levels of spending will impact other goals like retirement, travel, or housing.'

Investors should view the increase in the LTCG tax rate in conjunction with the increase in capital gains exemption from Rs 1 lakh to Rs 1.25 lakh, which will provide some relief.

Maintain a proper record of documents that can act as proof of the cost of acquisition of the property, cost of improvements made to the property, expenses related to transfer of the property (like brokerage and registration charges). These will come in handy in case of a dispute with the taxman.

'If you are investing in a Ulip for returns, go for a type I Ulip.' 'If you are investing for insurance cover as well, type II is better.'

Purchase health insurance at an early age, before you incur a disease, as this makes access to health insurance difficult and raises the premium significantly.

'Those trying to use these funds for quick gains should avoid them due to risk of being late to the party.'

Do not get repair work started without informing the insurer as the latter like to carry out end-to-end verification of damages and documents before approving a claim.

Build a portfolio diversified across market caps, investment styles, and geographies.

A crucial point anyone purchasing health insurance must heed is the need to declare PEDs.

Why timebox? Most knowledge workers feel overburdened. Like The Joker in the Batman movies, we have all, at one point or the other, muttered to ourselves: 'So much to do, so little time.'

Investors must adopt a balanced approach, incorporating both styles in their portfolios.

Those who cannot bear significant downturns (as much as 40 per cent) or have a short horizon should exit entirely.

'Clients deemed higher-risk are required to update their KYC more frequently.'

Get a new QR code from an alternative provider. PhonePe, Google Pay, Pine Labs, etc are some of the other service providers.

Enhancing your credit score is the key to improving loan eligibility and securing a favourable interest rate.

Once a quality stock has been bought, the next challenge is to hold on to it -- no mean feat in this age of information overload and incessant noise.

Opinions vary, but fund managers remain bullish.

It is a good option for parents of girl children who want a debt product and do not mind its low liquidity.

'If rate cuts happen, bond yields will come down and investors will make mark-to-market capital gains on them.'